Directors and Officers Insurance | Master Builders Insurance Brokers

mbais product directors and officers

Directors and Officers Insurance

Cover for directors and senior managers.

Cover for

Individual defence costs
Damages and settlements
Investigation and pre investigation costs
Individual assets and liability costs


Covered parties

Business owners

What is Directors and Officers Insurance?

Directors and Officers Insurance (often called “D&O”) protects the personal assets of corporate directors and officers along with their spouses, in the event they are personally liable for wrongdoing in managing a company.

Directors and Offices Insurance protects your company’s past present and future directors, officers and managers against claims of wrongful acts, such as misrepresentation or breach of fiduciary duty. even if you aren’t ultimately found to be liable, the cost of defending yourself can still be significant.

If a third party makes a claim against the business, they might name certain directors. This might leave the directors open to personal losses. Therefore, their income, personal assets might come under threat. D&O coverage can therefore help them cover themselves should they have to make personal remittance to affected parties.

Key benefits
icon directors
Cover for past, present and future directors
icon legal defense
Defence costs even if you aren’t found to be liable
icon tangable asset
Directors and Officers personal assets are protected
icon covers costs
Cover for damages and compensation awarded against a director

Why do you need this policy?

Here's an example:


A worker operating an excavator accidentally dug into an electrical cable and was permanently injured and unable to work again.

It was alleged that his Employer had breached various sections of the Work Health and Safety Act. The Employer strenuously defended the action, and the matter was subsequently discontinued.

They did however incurred defence costs of over $200,000 that were covered by their Directors and Officers Insurance policy.

mbais quote white

We recommend, as a member of any Board, that you clarify what your responsibilities will be and check the level of insurance protection in place. It will ensure that you protect yourself and your assets from a liability claim arising from an alleged wrongful act.

Joe Keiper Southern Region Manager

Why choose Master Builders Insurance Brokers?

mbais professional indemnity insurance

Risk Calculator

mbib commercial builder 3

We're the industry specialists

Learn more

Talk to your local specialist:


Brent  Cooper
Brent Cooper
Business Development Team Leader

Ready to go?
Apply now:


Start quote

Connect with us

Join us