Workers Compensation

State: Australian Capital Territory

Cover Built for the Way You Work

Workers Compensation is a compulsory insurance scheme managed under state-based legislation that provides financial assistance to employees who sustain an injury at work.

COVER FOR

Employee wages

Medical expenses

Treatment and rehabilitation costs

What is Workers Compensation Insurance?

Workers Compensation Insurance covers an employer for their legal liability to employees by following their applicable state or territory legislation and is compulsory for all employers to arrange.

If a work-related accident or illness occurs, work health and safety laws require that workers can access first aid, workers’ compensation and return-to-work rehabilitation.

A Workers Compensation Insurance policy is designed to cover the wages of your workers if they suffer a work-related injury. The policy also includes cover for medical expenses, treatment and rehabilitation costs.

We can partner with you to achieve:

Solutions that identify, monitor & reduce cause of injuries
Sustainable return to work outcomes
Innovative risk management products

KEY BENEFITS

State-specific coverage advice

Access to savings from standard rates

Responsive injury and claims management

Competitive premiums that reward workplace safety

Why do you need this policy?

Here is an example:

John is a sole trader who has worked subcontracting as a bricklayer for six years. His fitness level is not what it used to be, and his work involves significant lifting on site. While working for a large and reputable home builder, he fails to lift a heavy load correctly and suffers back pain resulting in time off work.

The home builder notifies their Insurer of John’s incident and lodges a Workers’ Compensation claim. The claim undergoes investigation and settled by the home builders’ insurers.

While the subcontractor is unable to work, the home builder is required to maintain contact with him and take an active interest in getting him back to work. They work with their Insurer to ensure site safety has the highest priority.

Ready when you are