Trades Insurance

A vital part of your toolkit

Cover Built for the Way You Work

Whether you operate as a sole trader, contractor or trade business, Trades Insurance can help you access flexible cover to suit the way you work.

COVER FOR

Public and Products Liability

Tools of trade, materials and portable equipment

Personal accident cover options

What is Trades Insurance?

Covered Trades: a broad range of trade occupations

Trades Insurance is designed to help protect trade businesses from unforeseen incidents. Depending on your needs, cover can include public and products liability, tools of trade and personal accident options.

Our Trades Insurance package can bring key covers together under one easy to manage arrangement including heavily discounted tools coverage. This can help streamline your insurance, support competitive pricing and make it easier to review the protection you need as your business changes.

KEY BENEFITS

Suitable for a broad range of trade occupations

Public and products liability limits available up to $20M

Discounted Tools of trade cover options available when packaged with liability cover

Personal accident cover can be quoted as an additional option

Why do you need this policy?

Here is an example:

A tradesperson is engaged to complete work at a residential property. During the job, building materials are accidentally dropped and damage existing property at the site. The property owner holds the tradesperson responsible for the repair costs.

Trades Insurance that includes public liability may respond to third party property damage claims, helping the business manage the claim and continue operating with greater confidence.