Website Terms & Conditions
Effective Date: 27/07/2026
1. Acceptance of these Terms
By accessing or using the Master Builders Insurance Brokers (MBIB) website (“Website”), you agree to be bound by these Terms and Conditions. If you do not agree to these Terms, please discontinue use of the Website.
These Terms govern your use of this Website only and do not replace any insurance policy terms, Product Disclosure Statements (PDS), Financial Services Guides (FSG), or other contractual documents issued by MBIB or insurers.
2. About Master Builders Insurance Brokers
Master Builders Insurance Brokers Pty Ltd (MBIB) is an Australian insurance brokerage providing insurance products, advice and services to individuals and businesses within the building and construction industry.
The information provided on this Website is intended for Australian residents unless otherwise stated.
3. General Information Only
The information contained on this Website is provided for general information purposes only.
Nothing on this Website constitutes financial product advice, legal advice, taxation advice or any other professional advice. Any insurance information is of a general nature and does not take into account your individual objectives, financial situation or needs.
Before making any decision about an insurance product, you should consider the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD), and seek professional advice where appropriate.
4. Accuracy of Information
MBIB makes reasonable efforts to ensure that information published on this Website is accurate and up to date.
However, MBIB does not warrant that:
- information is complete, current or free from error;
- the Website will operate without interruption;
- the Website will always be available; or
- the Website is free from viruses or other harmful components.
Information may be changed, updated or removed without notice.
5. Quotes and Insurance Applications
Any online quote, enquiry or insurance application submitted through this Website:
- does not constitute acceptance of insurance;
- is subject to assessment by MBIB and/or the insurer;
- may require additional information before cover can be arranged; and
- is subject to insurer acceptance, policy terms, conditions, exclusions and underwriting criteria.
Insurance cover only commences when confirmed in writing by MBIB or the insurer.
6. Intellectual Property
Unless otherwise stated, all content on this Website, including text, graphics, logos, images, documents, branding and design, is owned by or licensed to MBIB and is protected by Australian intellectual property laws.
You may access, download and print material from this Website for your personal or internal business use only.
You must not reproduce, modify, distribute, publish or commercially exploit any Website content without MBIB’s prior written consent.
7. Third-Party Websites
This Website may contain links to third-party websites for your convenience.
MBIB does not control, endorse or accept responsibility for the content, security, accuracy or privacy practices of third-party websites. Accessing external websites is entirely at your own risk.
8. Website Availability
While MBIB aims to maintain continuous Website availability, we do not guarantee uninterrupted access.
The Website may be unavailable due to maintenance, upgrades, technical issues or circumstances beyond our control.
9. Limitation of Liability
To the maximum extent permitted by law, MBIB excludes all liability for any loss or damage (including indirect or consequential loss) arising from:
- use of, or inability to use, this Website;
- reliance on information contained on this Website;
- technical failures, interruptions or delays; or
- viruses or malicious software transmitted through the Website.
Nothing in these Terms excludes any rights that cannot lawfully be excluded under Australian law.
10. Privacy
MBIB respects your privacy and handles personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles.
Information collected through this Website is managed in accordance with our Privacy Policy, which explains:
- what personal information we collect;
- how we use and disclose it;
- how it is stored and protected; and
- how you may access or correct your personal information.
Please refer to our Privacy Policy for further information.
11. Cookies
This Website uses cookies and similar technologies to:
- improve Website functionality;
- remember user preferences;
- analyse Website traffic and performance;
- improve user experience; and
- assist with Website security.
You can configure your browser to reject cookies, although this may affect Website functionality.
12. Website Security
Users must not:
- attempt to gain unauthorised access to the Website or its systems;
- introduce viruses or malicious software;
- interfere with Website security or functionality;
- use automated tools to extract Website data without permission; or
- use the Website for any unlawful purpose.
MBIB reserves the right to restrict or terminate access where misuse is identified.
13. Electronic Communications
By submitting an enquiry or communicating electronically with MBIB, you consent to receiving communications electronically where permitted by law.
14. Governing Law
These Terms and Conditions are governed by the laws of Victoria, Australia.
Any disputes relating to these Terms shall be subject to the exclusive jurisdiction of the courts of Victoria.
15. Changes to these Terms
MBIB may amend these Terms and Conditions from time to time without prior notice.
Any changes will take effect once published on this Website.
Your continued use of the Website constitutes acceptance of the updated Terms.
16. Contact Us
If you have any questions regarding these Terms and Conditions, please contact:
Master Builders Insurance Brokers
Phone: 1800 150 888
Email: compliance@mbib.com.au
Website: www.mbib.com.au