Personal Accident & Illness Insurance

Cover for your income

Cover Built for the Way You Work

Personal Accident & Illness Insurance can help you get back to work after suffering a serious injury or illness.

COVER FOR

Loss of income

What is Personal Accident & Illness Insurance?

Having Personal Accident & Illness Insurance covers you for loss of income for a weekly benefit amount if you were unable to work as a result of an injury or illness. It can also include optional cover for a capital benefit or lump sum payout in the event of death or disablement and additional costs related to business expenses.

The cover is generally available regardless of whether you sustain injury or develop an illness due to your work.

KEY BENEFITS

Capital benefits in the event of permanent disability or death

Regular weekly benefit if you are injured or cannot work

24 hours / 365 days per year coverage available

Covers loss of income as a result of a work or personal injury and illness

Why do you need this policy?

Here is an example:

Jim was playing some backyard cricket with his kids over the weekend and badly injured himself. It unfortunately resulted in a trip to the hospital and a torn ACL in his left knee.

He received a weekly benefit of $1,200 per week while he recovered. Jim also received help with a rehabilitation plan so that he could return to work sooner.